simple and reliable
Short-term loans have occupied a unique niche - solving urgent financial problems of those people who do not have access to banking services. In the context of growing demand among the population for services on short-term loans “to salary”, the business of issuing microloans is a promising direction.
Services of companies engaged in microloans to the population are very in demand. Each person is faced with situations where money is urgently needed, the required amount is often small, and there is nowhere to take it. A sudden illness, a debt to be repaid, a breakdown in a car or a working computer can undermine the financial stability of a middle-income person.
Even having a reputation as a frugal and practical person, it is not always possible to rationally allocate a personal budget. Sometimes a couple of hundred is not enough to pay, or a more substantial amount is required to compensate for unforeseen expenses associated with repairing a house, buying auto parts, paying for services and goods.
To take a loan from a bank or borrow from relatives - such methods can not always solve the problem. Native money may not be available, but the bank will require a whole package of documents, the preparation of which will take time. In such circumstances, contacting a microfinance organization may be the way out. In this case, a specialized online lending service will help out, which relies on favorable and transparent conditions for cooperation with borrowers.
The essence of this business model is to provide own or borrowed funds in debt at interest. The main income is the percentage of borrowed funds that is charged on the principal amount of the debt and paid by the borrower on the maturity date.
Saving time, the ability to get the right amount to a card account without leaving the walls of the house - this is only part of the benefits that involves the use of a loan service. Given the rapid growth of official microloan companies, the market is very attractive in terms of doing business.
The most beneficial are short-term loans to paychecks. For them, the average interest rate is up to 3% per day, and for long-term microloans - 0.5-2% per day. By issuing a microloan for a short period of time, money can be repaid faster and sent to a new loan to another client. Thus, increasing profitability in comparison with the provision of long-term loans.
We offer our investors a stable and conservative income with minimal risk. Around the world, about 40% of the population at least once resorted to online lending. Such sympathy is caused, first of all, by an unsatisfactory financial situation, and insufficient awareness of financial literacy. That is why we do not have the slightest doubt about the operability of this business model.
For our investors, several investment proposals have been developed to ensure the participation of people with different financial capabilities in the project. Choose an investment plan that suits you and start earning.
To open an account with us simply access 'Register' area on the sidebar and fill out the registration form. Your account will be opened immediately after you submit the registration form.
No. If we find that one member has more that one account, the entire funds will be frozen.
At the moment, we accept:
Perfect Money, Payeer, BTC, ETH, LTC.
The minimum deposit is 20 USD, and the maximum is 80 000 USD. It all depends on the investment offer that suits you.
Your account will be updated instantly after you invest. In case you are facing difficulties please contact our support team.
It all depends on the investment offer that suits you.
We protect any information you give us.
First, try restoring your account password via "Lost Password" form. If this does not work out, please contact our customer service department from the email address you have used at registration. Please include your username and e-currency account number. After we verify your identity, we will send the account password to your contact email address.
To make a deposit into your account, you need to log into your account, access "Make deposit" area and follow the instructions we provide there.
You can make deposits into your account as often as you want. There are no restrictions in this regard.
We pay interest on EVERY DAY.
We pay interest and referral commissions into your Account Balance.
The minimum withdrawal amount is: 0.25USD, 0.001BTC, 0.1LTC, 0.05ETH.
Applications for withdrawal will be processed within 24 hours.
For each new partner you will receive a reward from the three lines in depth at a rate of 4% - 1.5% - 0.5% every time your partner will activate the deposit. Attracted your partner is assigned to you forever. In addition, you will receive 1.5% of the partners to invite your partners and 0.5% of the invited partners of the third line.
Yes, we pay referral commission on every deposit made by your referral.
Yes, we pay referral commission on every deposit made by your referral.
The most probable reasons are:
- Your referral has opened an account with us, but has not yet made a deposit. Please note that we pay referral commission only after your referral has made a deposit.
- If your referral has already made a deposit and you were not listed as his/her referrer at that time, please ask him/her to contact us about this matter. We will then be able to pay you the referral commission.
No, you cannot do this under any circumstances. We do not tolerate spam in any of its forms. Any referral participant reported as spammer will be banned immediately and his balance will be frozen. There are numerous of legal ways of promotion.
The "ToojoIn" (hereinafter referred to as the "Company" ) offers a natural person (hereinafter referred to as the "User" ), who expressed consent with the current Agreement conditions and duly registered in accordance with the current Agreement clauses 4.2, 4.3 and 4.4, to conclude this Agreement (hereinafter referred to as the "Agreement" ) on the following terms:
This Agreement governs relations of the Project participants (the Company and the User) concerning the use of the Investment Project named "ToojoIn" (hereinafter referred to as the "Project" ). The project is available on a web-site https://toojoin.co and other domains, owned by the Company as its intellectual property, and also all its subdomains (hereinafter referred to as the "Project Sites") in the Internet.
Accepting these Agreement conditions the User agrees to follow all its terms. The User's assent with these Agreement regulations is a compulsory condition for his participation in the Project, for his registration as a Project participant and for the use of any free and paid services provided by the Company within the framework of the Project.
When accepting these Agreement conditions the User confirms that he is capable and competent and has the right to conclude this Agreement. The Company may change this Agreement without any special notice of the User by publishing the actual version of the Agreement on Project Sites.
1.1. The rights of Project designers and owners beneficially owned by the Company and protected by the legislation of intellectual property and copyright protection. This protection refers to Project regulations, texts, images (pictures, patterns, graphics), program codes and other copyright objects.
1.2. The Company reserves the sole right to create derivative software programs (products) based on the Project. Any derivative software programs (products) based on the Project can't be created by anyone else without special preliminary permission written by the Company including (but not restricting):
• Reproduction, modification, distribution, publication and translation into other languages any components of the Project or/and the Project itself;
• Adding other components to the Project;
• Creation of program derivatives from the Project software;
• Selling, leasing, concession or transfer to the third party in any other forms the rights concerning Project materials and software.
1.3. Besides the User has no right:
• To exploit the Project software errors. If such errors are found the User immediately has to notify the Company about this.
• To change the Project program codes;
• To modify the service for the purpose of unauthorized access to the computer system;
• To crack and steal other users Usernames;
• To provide links of web-sites containing elements causing computer misoperation, or serving for getting illegal access to other users Usernames;
• To act in a way that may cause damage of the Project (including intactness of equipment, software and database owned by the Company).
2.1. "ToojoIn" is an Investment Project allocated in the Internet on web-site https://toojoin.co and other domains owned by the Company as an intellectual property.
2.2. In accordance with this Agreement the Company provides the following services to the User:
2.2.1. Access to the Personal Profile of the Project and possibility to participate in investment activity;
2.2.2. Access to the informational resources of the Project;
2.2.3. Access to other services and activities available within the framework of the Project.
2.3. The Project description, Project Regulations, Investment regulations and other supplemental information is available on Project Sites sections. They are an integral part of this Agreement and should be obligatory followed by the User.
2.4. The User has to pay for his computer software and Internet connection himself.
3.1. When the User accepts this Agreement every condition of the Agreement is applied to him.
3.2. According to these Agreement conditions the Company gives the User a right to use the Project twenty-four-hour in accordance with the Project regulations. This doesn't extend to the cases when preventive maintenance and other situations, preventing the User to get access to the Project through no fault of the Company, take place. The Company reserves the right to change the functioning schedule and conditions of the Project.
3.3. The Company reserves the right to change the Project regulations, funds investment conditions and/or dividends received from investment. In this case the Company notifies the User by means of information allocation on the project Sites.
3.4. Investment to the Project (shares buying of Investment Object) is fulfilled in accordance with Investment conditions allocated in a specific section on the Project Site.
3.5. If the User violates the Agreement (including Investment conditions) the Company has the right to forbid him further using the Project and/or sanction him including (but not restricting): warning, temporary locking of User's Username, permanently erasing User's Username, claim for compensation or other sanctions.
3.6. The Company decides to sanction any User regardless of the fact whether the User bought the Project shares or just participates in the Project without buying shares of Investment Objects. The money received as investment from the User who's Username was locked and erased won't be returned.
4.1. The user has the right to use the Project for personal advantage only in accordance with the Project conditions.
4.2. The User has to undergo registration procedure: to fill the registration form, to agree with the User Agreement conditions.
4.3. The User agrees to provide truthful, accurate and exact information about himself concerning spheres mentioned in registration form. He also agrees to keep this information relevant.
4.4. The User chooses his own Username and Password during registration which will allow the system to identify the User from other Project Users. The Company has the right to inhibit the use of certain Usernames and/or withdraw them from use.
4.5. The User has to provide non-disclosure of his Password and other relevant data and bears responsibility for safety and security of his own Username and Password and also for all the risks and losses connected with it.
4.6. The User can issue a claim, comments, propositions and regards connected with the Project usage in the form of electronic letter sent to the Company's address which is mentioned on the Project Site.
4.7. Every User has the right to exit the Project voluntary at any time and on particular and convincing grounds.
4.8. On demand of the Company the User has to provide exact information about himself with the help of which the process of identification of the Username's owner is possible.
4.9. The User has to contact the Company in case when he discovered that his Username or/and Password were cracked.
4.10. The User promises to respect and treat other Project participants and Company's representatives friendly.
4.11. The User has no right to restrict access of other Users to the Project or prevent them from using it.
5.1. The Company commits himself not to deliberately disclose to the third party information about the User, which was given to him during registration, except for situations under the Law. The Company also promises not to change the User's Username and Password without his permission.
5.2. The Company doesn't guarantee uninterrupted functioning of the Project and doesn't bear responsibility for temporary technical deficiencies and stops in the Project work, communication lines or other similar deficiencies. He doesn't bear responsibility for troubles with the User's computer which was used to go online.
5.3. The Company is not liable in damages resulting from Project information usage or non-usage by the User.
5.4. The Company has the right to reduce the User's Personal Account in his reasonable discretion when he detects the User's unethical practice causing unjustified augmentation of his Personal Account.
5.5. The Company bears no responsibility to his User for other Users actions.
5.6. The company has the right to refuse the deposit without giving any reasons, to further his return to the account of the payment system with which he entered.
5.7. The Company has the right in his absolute discretion and without giving any reason to take any measures not contradicting legislation for reducing and stopping access to the Project by the Users violating this Agreement or Project conditions.
5.8. Accepting this Agreement the User agrees to receive informational letters sent by the Company (including but not restricting: news, notifications, summons, reminders, warnings, system messages) to the address given in User's registration form or via any other way (including response message confirming provision of requested Service for the User by the Company) if it is connected with service specificity of a certain payment service provider chosen by the User.
6.1. The Company doesn't guarantee that the Project software doesn't contain errors or functions uninterruptible; all the defects will be eliminated; the service will satisfy the User's demands and provided uninterruptible, surely, quickly and without errors; the quality of every product, service or information etc. received by means of the Project will satisfy the demands and/or aims of the User.
6.2. The Company is not liable in losses or other damages for the User resulting from the third party activity including activity of former Company employees.
6.3. The Company reserves the right to delete any information or materials from his server if in Company's opinion they are regarded as inappropriate, undesirable or violating the Agreement.
6.4. The Company has the right in his reasonable discretion and at any time to increase or change the service quality without any preliminary notice of the User. The Company has the right in his reasonable discretion and at any time to change the Agreement conditions.
6.5. This Agreement comes into effect when the User accepts it during his registration procedure in the Project. The User agrees that he preliminary and in full volume acquainted himself with these Agreement conditions and accepts them without any exceptions.
6.6. The Agreement is made for the term of one year with further possible automatic prolongation.
6.7. The Company has the right in his reasonable discretion to refuse this Agreement and to stop providing services in Project usage without any preliminary notice.
6.8. Disputes concerning this Agreement should be settled by negotiations during 30 days. In cases when these disputes can't be settled extrajudicially by the specified time they should be left to the appropriate judicial agency at the defendant's location.
Affiliate program of the toojoIn - is a great opportunity to start your own online business. Do not put off until tomorrow what you can earn today!
Invite your partners in our company and receive reward for each of your partner!
For each new partner you will receive a reward from the three lines in depth at a rate of 5%-2%-1% every time your partner will activate the deposit. Attracted your partner is assigned to you forever. In addition, you will receive 2% of the partners to invite your partners and 1% of the invited partners of the third line.
Each visitor is referred by your affiliate link is set to a cookie, which has no time limits. As soon come to an affiliate link and registers the user will be forever fixed it for you, even after 2 months or a year. You will receive your partner reward every time the partner will activate the deposit.
It is strictly forbidden to advertise your company by sending mass unauthorized advertising texts - SPAM. All affiliate accounts that will break the rules, will be immediately removed.
Once you sign up and become our partner in your personal account, you will see your affiliate link.
All advertising materials will be linked to your personal affiliate link.
Dear friends. The situation in the world is completely out of control. The time has come to admit that this is not a performance and to stop this, each of us must recognize responsibility. States are too hopeless to quickly deal with this. Remember the main rule is not to go out unless absolutely necessary. Be careful, take care of your health and your family.
By popular demand, the ability to open a deposit using cryptocurrencies Etherium (ETH) and Litecoin (LTC) has been added.
Dear friends. Our platform has been tested and is ready for full-time operation in normal mode. Welcome and let's grow together.